Credit Portfolio Senior AnalystThe Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.ResponsibilitiesContribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk ManagementDevelop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniquesUtilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testingResearch customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as requiredParticipate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiativesManage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior managementAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating,



managing and reporting control issues with transparency.Recommended Qualifications5-8 years of relevant experienceKnowledge of commercial risk analyticsAbility to apply credit and risk principles toward business goalsDemonstrated ability to synthesize, prioritize and drive results with a sense of urgencyProven ability to remain organized in a fast-paced environment, managing multiple projectsProven interpersonal, organizational and analytic skillsEducationBachelor's degree/University degree or equivalent experiencePerfil RequeridoExperiencia3 a 5 años de experiencia en:Riesgo de créditoAdministración de portafoliosAnálisis financieroPolíticas y procesos de créditoExperiencia sólida en:Crédito al consumoIndicadores de colocaciónIndicadores de aprobaciónIndicadores de morosidadConocimiento del flujo general de crédito.Deseable experiencia en producto hipotecario.Formación AcadémicaLicenciatura concluida en:ActuaríaEconomíaAdministraciónSistemas ComputacionalesCarreras afines orientadas a análisis de datos y riesgoConocimientos TécnicosIndispensablesSAS intermedio/avanzadoConsultasProgramaciónAnálisis de datosExcel avanzadoAnálisis de información y portafolios de créditoDeseablesSQL (puede sustituir experiencia con SAS)Job Family GroupRisk ManagementJob FamilyPortfolio Credit Risk ManagementTime TypeFull timeMost Relevant SkillsAnalytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.Other Relevant SkillsFor complementary skills, please see above and/or contact the recruiter.Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi's EEO Policy Statement and the Know Your Rights poster.#J-18808-Ljbffr

📌 Banamex Credit Risk Portfolio & Policy Analyst (Ciudad de México)
🏢 Citi
📍 Ciudad de México