Credit Portfolio Senior Analyst The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
Responsibilities Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Recommended Qualifications 5-8 years of relevant experience
Knowledge of commercial risk analytics




Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Education Bachelor's degree/University degree or equivalent experience
Perfil Requerido Experiencia 3 a 5 años de experiencia en: Riesgo de crédito
Administración de portafolios
Análisis financiero
Políticas y procesos de crédito

Experiencia sólida en: Crédito al consumo
Indicadores de colocación
Indicadores de aprobación
Indicadores de morosidad

Conocimiento del flujo general de crédito.
Deseable experiencia en producto hipotecario.
Formación Académica Licenciatura concluida en:
Actuaría
Economía
Administración
Sistemas Computacionales
Carreras afines orientadas a análisis de datos y riesgo
Conocimientos Técnicos Indispensables SAS intermedio/avanzado Consultas
Programación
Análisis de datos

Excel avanzado
Análisis de información y portafolios de crédito
Deseables SQL (puede sustituir experiencia con SAS)
Job Family Group Risk Management
Job Family Portfolio Credit Risk Management
Time Type Full time
Most Relevant Skills Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

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📌 BANAMEX Credit Risk Portfolio & Policy Analyst (Nezahualcóyotl)
🏢 Citi
📍 Nezahualcóyotl