- Elaboración de cálculos y análisis de las principales razones financieras
- Elaboración de estudios de crédito que incluyan análisis de performance financiero, análisis de industria, management, riesgos y mitigantes.
- Interpretación de modelos de calificación de riesgo de crédito.
- Seguimiento de cartera de crédito e identificación de alertas tempranas

The Credit Analyst 1 is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards.



Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.
Responsibilities
- Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies.
- Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool.
- Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing. Additional responsibilities may include being a specialist for a designated industry and the effective interaction with Credit Officers and Relationship Managers while providing assistance regarding the analysis of the applications.
- Spread new, renewa

📌 Banamex Analista de crédito empresarial JR. (Centro)
🏢 Banamex
📍 Centro