**Description**:
**Summary of This Role**:
**What Part Will You Play?**:
- Risk Calculation Approval Limit is generally $100,000, in accordance with the US Credit Policy.
- Understand the risks associated with the payment processing industry (Fraud, Credit, Regulatory, Legal, etc.)
- Applies good knowledge of fair lending issues, rules and various internal and external policies and regulations.
- Understand, read and interpret credit reports.
- Understand, read and interpret financial statements, tax returns and other similar documentation.
- Write detailed reviews and perform analyses, including company financial statements, cash flow, quality of assets and earnings, working capital, potential liabilities and risks, and the impact of credit findings.
- Analyzes all pertinent credit and financial information, and demonstrates aptitude to interpret and evaluate consumer credit bureau reports, other reporting services, public records and bank files.
- Seeks alternative means of financing or counter offers for all merchants/clients when it is determined that the original request cannot be accommodated.
- Communicate decisions effectively in both verbal and written communication.
- Properly file paperwork.
- Demonstrate good listening, interpersonal and team working skills.
- Begins to understand niche markets and areas of expertise for the platform.
- Additional primary duties will be assigned as required.




**What Are We Looking For in This Role?**:
**Minimum Qualifications**:
- Bachelor's Degree in Finance or Accounting or combination of a related degree and experience (Collections, Accounting, Underwriting, Credit Banking, Finance, Mortgage, Etc.)
- Typically minimum 2 years relevant experience in finance/accounting, credit, risk or equivalent experience in a related field required.
- Competency reading credit reports.
- Strong understanding of and ability to read financial statements, tax returns and other similar documentation.
- The ability to understand restricted industry requirements and nuances and make sound decisions.
**Preferred Qualifications**:
- Previous knowledge of the payment processing industry is preferred.
- Previous experience with Salesforce preferred
**What Are Our Desired Skills and Capabilities?**:
- Skills / Knowledge - Developing professional expertise, applies company policies and procedures to resolve a variety of issues.
- Job Complexity - Works on problems of moderate scope where analysis of situations or data requires a review of a variety of factors. Exercises judgment within defined procedures and practices to determine appropriate action. Builds productive internal/external working relationships.
- Supervision - Normally receives general instructions on routine work, detailed instructions on new projects or assignments.

📌 Credit Underwriter Ii (Ciudad de México)
🏢 Global Payments (Beamery)
📍 Ciudad de México