**About the Role**As a **Structuring & Risk Associate**, you will own portfolio and structure-level analysis across our private‐debt deals.You'll design SPV/trust cashflow waterfalls, set and test portfolio covenants, build IRR and stress test models, draft key structuring slides for both screening decks and CAMs, and collaborate closely with Origination & Analysis to translate loan-level inputs into resilient transaction structures.
**What You Will Do (Key Responsibility Areas (KRAs))**- **Source & screen deals**: Drive market research, manage referral pipelines, and lead initial borrower assessments with go/no-go recommendations.
- **Underwrite opportunities**: Build financial models, analyze credit metrics and historical performance, and distill findings into concise investment memoranda.
- **Structure & negotiate terms**: Recommend pricing, tenor and collateral packages; embed covenants into term sheets; and finalize commitment-letter language.
- **Lead due diligence**: Coordinate on-site KYC, AML and documentation reviews; validate data with analysts; and ensure all legal and corporate filings are in order.
- **Monitor portfolio & relationships**: Conduct periodic reviews to adjust pricing, covenant resets and top-ups; collaborate with Risk and Structuring; and serve as primary borrower liaison.
**What You Will Bring (Skills & Qualifications)**- 5+ years' experience in private debt, impact lending, leveraged finance, investment banking, or credit analysis- Strong analytical skills; advanced Excel proficiency to manipulate company data,



and comfortable with financial statement analysis and ratio interpretation- Excellent investment writing and presentation skills in English and Spanish- Strong analytical rigor, attention to detail, and ability to manage multiple live deals- Bachelor's degree in finance, accounting, economics, or a related field.
- Knowledge of the Mexican non‐bank financial institution (NBFI) sector, including fintech and SOFOM landscapes**Nice to have**:- MBA and/or CFA- Basic understanding of SPV/trust structures and waterfall mechanics- Knowledge of ESG frameworks and/or exposure to impact measurement frameworks.
- Strong interpersonal and client‐facing skills to build rapport and trust with borrowers**What we offer**:- Competitive salary and benefits above the law.
- Opportunity to build up our business in Mexico.
- An engaging work environment with a passionate and talented international team in a fast-growing sector.
- Mission-oriented and intellectually stimulating projects and constant challenges for growth.
- Significant exposure to senior leaders and decision-makers across the globe.
- Attractive career path with potential for long-term advancement as we growth the operations and company.Pay: $50,****** - $65,****** per monthAbility to commute/relocate:- *****, Nápoles, CDMX: Reliably commute or planning to relocate before starting work (required)Application Question(s):- Please indicate your monthly gross salary expectations in MXN:Work Location: Hybrid remote in *****, Nápoles, CDMX

📌 Origination & Analysis Associate (Xico)
🏢 Credit Saison Mexico
📍 Xico