**Schedule: Full Time**
**Job Type: On-site**
**Req #3183**
**Level**: P3
**Position Summary**:
**Key Responsibilities**:
**Credit Underwriting & Customer Onboarding**:
- Perform credit risk assessments for new and existing customers using financial statements, credit bureau reports, trade references, and publicly available financial information
- Recommend credit limits, payment terms, and risk mitigation strategies
- Partner with Sales and Operations to enable customer onboarding with appropriate risk controls
- Support execution of credit policies, approval frameworks, and onboarding standards
**Portfolio Monitoring & Risk Management**:
- Manage credit monitoring for Canada, Celtic Intermodal, International, and Canada portfolios, while supporting broader portfolio coverage as needed.
- Monitor credit exposure, utilization, aging, payment performance, and credit alerts
- Conduct periodic credit reviews and reassess customer risk profiles to identify emerging credit risk
- Identify high risk accounts and recommend mitigation actions, including limit adjustments, term modifications, credit holds, and suspensions
- Manage over limit accounts, reactivation requests, and portfolio risk reporting
**Credit Operations, Claims, & Risk Mitigation**:
- Partner with Claims to assess high risk cargo claims exposure and payment risk
- Manage high risk accounts, bankruptcies, disputes, and distressed customers
- Develop customer specific risk mitigation strategies in partnership with Commercial
- Support company wide credit monitoring and risk initiatives
- Prepare high risk account reviews and escalation recommendations
**Strategic Collections & Recovery Support**:
- Support escalation of delinquent and high risk accounts




- Partner with 3rd party collection agencies on recovery efforts
- Track and reconcile bad debt recovery activity
- Support OCA workflows and reporting
- Provide risk based recommendations for complex recovery and settlement decisions
**Data Analytics, Reporting & Controls**:
- Build and maintain dynamic credit risk dashboards to track portfolio health, utilization, and aging trends.
- Leverage data analytics to strengthen risk controls, establishing automated alerts for early warning signs of customer distress.
- Analyze exposure, delinquency, and bad debt data to identify root causes and predict future default risks.
- Identify process and risk reduction opportunities
**Qualifications**:
**Required**:
- 3+ years in credit, risk, financial analysis, AR, or Order to Cash experience
- Proficiency with business intelligence tools (specifically Power BI or Tableau) with a proven ability to build, model, and maintain interactive dashboards.
- Strong financial statement and credit analysis skills
- Advanced excel proficiency, including XLOOKUPs, Pivot Tables, SQL, and data analysis
- Strong communication and stakeholder management skills
- Ability to make sound, risk based decisions in a fast paced environment.
- Strong attention to detail and prioritization skills
**Preferred**:
- Bachelor's degree in Finance, Accounting, Business,



or related field
- Experience in logistics, transportation, supply chain, or freight brokerage
- Experience with D&B;, Moody's, BillTrust, Salesforce, Oracle Fusion
- Knowledge of credit policy, portfolio monitoring, AR, and bad debt recovery
- Experience utilizing business intelligence tools (Power BI, Tableau) and writing basic SQL queries to extract data, build models, and visualize credit risk portfolio metrics
**Success Metrics**:
- Timely completion of onboarding, credit reviews, and portfolio monitoring activities
- Effective identification and mitigation of emerging credit risks through early intervention
- Timely action on credit alerts (D&B;, utilization, and other early warning indicators)
- Reduction of high risk exposure through risk mitigation strategies, including limits, terms, past due receivables, and credit holds
- Reduction in bad debt losses, reserves, and aged receivables through proactive credit management
- Increase in bad debt recovery and strong partnership with Sales, Operations, Claims, Finance, and Collections
**Highlights**:
- We are not seeking B2C (business to consumer) we are seeking B2B (business to business) Credit
- Questions to ask:
**About Uber Freight**
**EEOC**
Uber Freight is proud to be an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regards to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements.

📌 Sr. Business Process Analyst I (Monterrey)
🏢 Uber Freight
📍 Monterrey