About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role

The person in this position will lead the definition and launch of software products that enable PayJoy to scale its internal financial systems globally. As a Product Manager, they will have the ultimate responsibility for achieving this mission, with the support and authority to do so.



They will connect and direct the engineering team and other PayJoyers worldwide. As the link between technical and business aspects, your days will be diverse, from collaborating with accounting and operations teams to working with designers and engineering squads. Their success will hinge on your leadership during setbacks.
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Key responsibilities
Product Strategy & Roadmap
Lead the development of PayJoy’s internal financial products to support general expansion: including Cash Reconciliation, Merchant Settlement Processing, Bank Transaction Matching, and Loan Reconciliation
Build and maintain a roadmap for PayJoy’s Financial Infrastructure, continuously prioritizing improvements that reduce manual intervention and increase automation across all markets
Own the product vision for reaching and sustaining automated identification of cash flows across all operating countries
Stakeholder Management
Act as the primary product liaison between Engineering, Opera

📌 Product Manager (Ciudad de México)
🏢 Payjoy
📍 Ciudad de México