The Credit Portfolio Senior Manager is a senior management-level position responsible for accomplishing results through the management of a team or department to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team. The overall objective of this role is to lead the management of Citi's portfolio exposure to client and counterparties globally. Responsibilities:

Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs

Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed

Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations

Monitor daily queue dashboard and production reports and address production and/or pipeline management issues, serving as a an escalation point of contact for these and SLA related issues with the goal of enhancing customer experience

Conduct analyses related to policy (e.g., benefits tracking), bureau and alternate credit information, risk and reward trade-off, etc. by leveraging data and creating ad-hoc analyses/management information systems (MIS)

Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets,



by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications

6-10 years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS)

Experience with econometric and statistical modeling or application risk scoring

Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models

Proficiency in MS Office

Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts

Demonstrated quantitative, presentation and analytic skills

Consistently demonstrate clear and concise written and verbal communication

Education

Bachelor's degree/University degree or equivalent experience

Master's degree preferred

Perfil Requerido

Experiencia

Mínimo 5 años de experiencia en: Riesgo de crédito

Portafolios de crédito al consumo

Productos como: Tarjetas de crédito

Créditos personales

Créditos de nómina

Formación Académica

Licenciatura concluida en: Actuaría

Matemáticas Aplicadas

Ingeniería

Carreras afines

Conocimientos Técnicos

Indispensables

SAS avanzado Extracción de información

Consultas





Manipulación de datos

Excel avanzado Tablas dinámicas, resúmenes ejecutivos del portafolio

Análisis de desempeño de la cartera de crédito por cosechas y por portafolio

Elaboración de casos de negocios basados en datos y supuestos

PowerPoint

Experiencia en análisis de riesgo de crédito

Deseables

SQL, Python

Idiomas

Inglés intermedio

Capacidad de lectura y redacción en inglés

Competencias

Capacidad analítica

Síntesis de información

Orientación a resultados

Comunicación efectiva

Atención al detalle

Trabajo participativo

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Job Family Group: Risk Management

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Job Family

Portfolio Credit Risk Management

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Time Type

Full time

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Most Relevant Skills Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.

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Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

📌 BANAMEX Credit Portfolio Sr Manager (Ciudad de México)
🏢 Citi
📍 Ciudad de México