We're seeking a Head of Data Science & Credit Risk to lead our ML-driven underwriting strategy and build world-class risk models that power financial inclusion across Southeast Asia. This role combines deep data science expertise with credit risk leadership, owning the full lifecycle from model development to business impact. You'll lead a team of data scientists and risk analysts to create innovative underwriting solutions that balance growth with risk management.
About FINN
- Fast-growing Earned Wage Access FinTech founded in 2022
- $10M ARR with proven product-market fit and explosive growth
- Operations in Thailand, Philippines, and Indonesia with expansion underway
- 50-person team building the future of financial access for underbanked workers
Key Responsibilities
ML & Model Development
- Design and implement advanced ML models for credit decisioning, fraud detection, and risk segmentation
- Lead development of next-generation underwriting algorithms using alternative data sources
- Build and deploy real-time scoring models that scale across multiple markets
- Champion model interpretability and fairness in AI-driven credit decisions
- Drive machine learning adoption across the organization - e.g. experimentation on customer-value and monetization models, marketing attribution solutions.
- Establish MLOps best practices for model versioning, monitoring, and deployment
Credit Risk Leadership
- Develop comprehensive credit risk frameworks adapted to each market's unique dynamics
- Design approval strategies and risk thresholds that optimize for growth and portfolio health
- Create early warning systems for portfolio deterioration using predictive analytics
- Lead stress testing and expected credit loss modeling initiatives
- Partner with Finance on provisioning and capital allocation strategies
Team & Strategic Leadership
- Build and mentor a high-performing team of data scientists and risk analysts
- Drive data science roadmap aligned with
📌 Head Of Data Science (Ciudad de México)
🏢 FINN
📍 Ciudad de México
Postulate a este anuncio
Muestra tus habilidades a la empresa, rellenar el formulario y deja un toque personal en la carta, ayudará el reclutador en la elección del candidato.