Through bold discovery and cutting-edge innovation, we lead an industry that is vital for the future of our planet: lighting. Through our leadership in connected lighting and the Internet of Things, we're breaking new ground in data analytics, AI, and smart solutions for homes, offices, cities, and beyond.
At Signify, you can shape tomorrow by building on our incredible 125+ year legacy while working toward even bolder sustainability goals. Our culture of continuous learning, creativity, and commitment to diversity and inclusion empowers you to grow your skills and career.
Join us, and together, we’ll transform our industry, making a lasting difference for brighter lives and a better world.
More about the role
Job Summary
Analyzes credit data and financial statements to determine the risk in lending money. Prepares reports that include the degree of risk and possible solutions. Collaborates with other departments to monitor and mitigate credit risks.
Key Areas of Responsibility
• Evaluates credit applications and financial documents to assess creditworthiness.
• Monitors existing credit accounts to identify potential risks and irregularities.
• Prepares detailed risk assessment reports for management review.
• Collaborates with sales and finance teams to develop risk mitigation strategies.
• Maintains up-to-date knowledge of market trends and economic factors affecting credit risk.
• Communicates credit policies and procedures to internal stakeholders and clients.
• Credit Risk Management: Responsible for managing credit risk across a diverse portfolio of accounts related to sales on credit to customers.
• Compliance and Controls: Ensures adherence to Integral Credit Risk Policy, ICS 12 and 275 requirements, and related Finance Directives.
• Risk Assessment: Determines credit limits, risk categories, and next review dates using credit assessment models and structured risk scoring approaches.
• Authorizes blocking or releasing sales orders based on d