The Business Credit Office (BCO) team is part of COO at HSBC Mexico. The primary
focus of a BCO Analyst is owning the E2E (End to End) process of credit for
Wholesale Banking customers in order to support Relationship Managers to
structure credit solutions according to financial needs of Corporate and
Multinational customers that would increase lending portfolio in HSBC and
ultimately would be translated in reaching economic objectives of the bank.

Throughout the tenure of this role, the BCO Analyst teammate will gain exposure
with Sr. Managers of Wholesale Banking, Wholesale Credit Risk, and Credit
Services (back office) while developing the following skills: financial /
business acumen, attention to detail, analytic and strategic thinking, planning
and relationship management. The analyst will also be involved in transactions
for customers operating in industries such as: Media, Services, Manufacturers,
Autoparts, Hospitality, Pharma, Retail, O&G;, Agroindustries, Food and
Beverage, Transportation, among others

Specific responsibilties of a BCO analyst include:




Increasing lending portfolio: (i) Contribute with RMs to structure credit
short-termed or long-termed financial solutions for corporate customers; (ii)
Identify and assess risks of these financings in order to ensure that credit
risk is properly mitigated and the deal complies with Mexican banking regulation
and internal policies of HSBC; (iii) prepare Credit applications 100% written in
English where the analyst is expected to undertake an exhaustive assessment of
the customer that includes: analysis of financial statements, industry
analysis, annual projections of customers to predict repayment capacity

Portfolio monitoring: (i) work closely with Relationship Managers and clients to
monitor compliance of financial and non-financial terms of the lending portfolio
in order to detect a negative trend of the customer or industry that would
ultimately have effects on our customers ; (ii) ensure completeness

📌 Analyst Business Credit Office (Ciudad de México)
🏢 HSBC Global Services
📍 Ciudad de México