We are looking for a Balance Sheet Management Lead [Market & Solvency Risk] for our ALM & Treasury Team — a key role at the intersection of balance sheet management, regulatory capital, and market risk. As we continue to scale as a licensed bank, you will help shape our ALM framework, strengthen capital planning processes, and drive the development of risk management models that support sustainable growth. This role offers the opportunity to work on complex balance sheet challenges, influence strategic decision-making, and collaborate closely with Treasury, Risk, Finance, and Product teams in a fast-paced fintech environment.
Challenges that await you:
Design, enhance, and optimize ALM (Asset-Liability Management) models for FX risk, IRRBB, ensuring alignment with evolving regulatory and market standards
Play pivotal role in regulatory capital adequacy planning process (ICAP), counterparty large exposures management, as well as in quantifying and hedging FX & interest rate risks
Lead the implementation and automation of regulatory reporting (ACLME),



ensuring compliance with Mexican financial regulations and Basel III/IV frameworks
Enhance internal ALM processes by identifying gaps, proposing automation solutions, and integrating cutting-edge financial technologies
Act as a subject matter expert (SME) by communicating ALM agenda to cross-functional stakeholders and methodological guidance to junior team members
Collaborate with Treasury Front and Back offices, Capital markets, FP&A;, Accounting, Risk management, product teams and IT tribes to ensure data integrity, model accuracy, and regulatory adherence
What makes you a great fit:
Fluent in English with strong communication skills for technical reporting and stakeholder engagement
5+ years of experience in bank Treasury, ALM, risk management, or financial modeling
Degree in STEM, Economics, or Finance
Deep knowledge of financial instruments (structure, profitability, valuation)
Strong quantitative and programming sk

📌 Balance Sheet Management Lead (Ciudad de México)
🏢 Plata Card
📍 Ciudad de México