The VP Remedial Management Officer is responsible for providing independent valuation and financial analysis support for the Bank’s portfolio of non-performing loans (NPLs) and distressed exposures. The role supports strategic decision-making related to restructuring, recovery, refinancing, enforcement, and exit strategies by assessing the value of underlying collateral, businesses, and loan cash flows.
Working closely with Special Assets Transactors, Internal / External stakeholders, the analyst will evaluate complex credit situations and provide recommendations that optimize recovery outcomes while ensuring compliance with the Bank’s risk management framework.
Key Responsibilities
Credit Analysis & Portfolio Management
Conduct detailed valuations of distressed assets, including corporate entities, commercial real estate, and other forms of collateral supporting non-performing loans
Develop and maintain financial models using discounted cash flow (DCF), liquidation, and market-based valuation methodologies




Perform scenario analysis and stress testing to assess recovery prospects under various restructuring and enforcement strategies
Evaluate borrower business plans, cash flow forecasts, and turnaround strategies to determine viability and repayment capacity
Analyse financial statements, management accounts, and industry trends to identify key valuation drivers and risks
Credit Recovery and Remedial Management Support
Support remedial management teams in developing restructuring, refinancing, and exit strategies for distressed exposures
Assess collateral coverage, recovery values, and potential loss estimates to support provisioning and impairment decisions
Prepare valuation reports and recommendations for internal credit committees, senior management, and regulatory reviews
Closely monitor performance of portfolio accounts and identify changes in collateral values or borrower circumstances that may impact recovery outcomes
Assist with enforcement strategies, asset

📌 VP Remedial Management Officer (Ciudad de México)
🏢 Citi
📍 Ciudad de México