Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture — an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Our Purpose:We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the role:

The Consumer Risk Intern – Residual Values will support the Risk team in the analysis, monitoring, and management of risk associated with leasing portfolio, with a focus on accurate estimation and management of residual values. This role provides exposure to quantitative analysis, risk modeling, used car market dynamics, and strategic credit decision-making.





In This Role You Will

Support the analysis of residual values for assets within leasing portfolio.
Perform market benchmarking using internal and external data sources (used car prices, depreciation trends, auctions, etc.).
Assist in building and maintaining residual value projections.
Prepare periodic reports on:
Portfolio performance
Gaps vs. estimated residual values
End-of-term loss risk
Support the monitoring of key performance indicators (KPIs).
Identify market trends impacting residual values.
Assist in preparing presentations for internal stakeholders.
Contribute to process improvements and automation initiatives.

Qualifications

What makes You an idóneo candidate?

Currently pursuing a degree in: Actuarial Science, Finance, Economics, Data Science or related fields.
Be 1 year apart from your graduation date (Graduating in June 2027 or December 2027)
Availability Monday to Friday from 8am to 3pm
Intermediate proficiency in Excel (pivot tables, formulas, data analysis).
Basic to intermediate knowledge of:
SQL, Python, R or SAS (preferred)
Statistical or financial modeling
Familiarity with data visualization tools.
Strong analytical thinking and attention to detail.
Intermediate to advanced English proficiency (required).

Additional Knowledge And Skills

Working effectively within an AI enabled environment:
Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

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📌 Consumer Risk Intern: Residual Value Analytics (Ejido de la Finca)
🏢 Gm Financial
📍 Ejido de la Finca