The Credit Maintenance Analyst is an entry level position responsible for capturing and recording data related to credit exposure, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure and adhere to overall credit policies.

Responsibilities: Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities

Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects

Maintain an executive document to track all request, changes, and action plans performed on credit reports

Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings

Prepare portfolio and related credit information for internal and external auditors

Make evaluative judgements based on the analysis of factual information

Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications: Relevant experience required

Experience in credit operations or similar position

Knowledge of the processes, procedures and systems





Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain

Ability to work in a team-oriented environment Education: Bachelor’s degree/University degree or equivalent experience This provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Funciones Análisis y Dictaminacion de créditos Hipotecarios ingresados por sucursal o bien Canales Brockers

Interpretación de buro de crédito.

Validación de candados de seguridad de Identificación, comprobantes de domicilio y comprobantes de ingresos tales como son Estados de cuenta, Recibos de nómina, cuestionarios médicos, ingresos

Interpretación de declaraciones anuales, estados financieros.

Deteminar la línea de crédito

Revision de Documentación Etapa 1 Crédito Hipotecario Requisitos Experiencia en Intepretación de Búro de Crédito avanzado (Indispensable)

Conocimiento en sistemas internos ADMWIN32, ONDEMAND, PREST, Y BROWSE.

Experiencia en anaislis de créditos (Ánalisis de ingresos Asalariados, personas físicas y morales, actas constitutivas, interpretacion de testimonios de escrituras)

Experiencia en base de datos

Experiencia en revisión de documentos

Experiencia en sistema Cronos





Habilidades de Capturia/ Analisis de Informacion

Manejo de paqueteria Offices

Conocimiento en interpretación de Buro de Crédito, Análisis de ingresos de Asalariados, personas físicas y morales.

Experiencia en dictaminación de créditos.

Experiencia en manejo de expedientes, conocimiento en ingresos: recibos, edos de cuenta e interpretación de buro de credito y estados financieros (Indispensable) Horario L-V de 10 am a 7 pm / disponibilidad de horario y cambio de horario cuando asi se requiera Zona de Trabajo Revolucion Torres Anseli ------------------------------------------------------ Job Family Group: Operations - Services ------------------------------------------------------ Job Family: Credit Maintenance ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

📌 Analista de Autorizacion de Credito Hipotecario (Ciudad de México)
🏢 Banamex
📍 Ciudad de México