PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life.PayJoy's credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times.Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of **** while achieving solid profitability for sustainable growth.PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life.PayJoy's credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times.Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of **** while achieving solid profitability for sustainable growth.This roleThe Business Analyst Manager is responsible for developing reports on the performance of our operational processes based on data analysis, using BI and SQL tools, to collaborate with stakeholders to identify and define business opportunities, transforming data into actionable insights to guide business decisions.ResponsibilitiesConduct deep-dive analyses to uncover root causes of operational or strategic challenges,



translating complex issues into clear decision-making frameworks to leadership, partnering with cross-functional teams to frame problems and develop actionable solutionsDefine, refine, and manage key performance indicators aligned with business goals, creating dashboards and reporting tools to monitor progress and surface insights regularly, in order to identify gaps between targets and actuals, flagging risks and opportunities early.Translate strategic priorities into clear initiatives, timelines, and owners, following up rigorously with stakeholders to ensure timely progress and resolution of blockers.RequirementsBachelor's degree in Finance, Business Administration, or a related fieldMinimum of 4 years of experience in Data analytics and sales operation, on Fintech or Start-upData visualization software (Power BI, Looker, Tableau), Python, SQL and Excel advanced skillsData-driven mindset and decisions, results-driven, versátil (enjoy a high-change environment), growth focused, teamworkProblem solving: ease and creativity to seek solutions to day-to-day challenges and achieve the best results; Strong communication skills for reporting and collaboration with cross-functional teamsInfluence without authority collaboration with cross-functional teamsWhat we're looking forA calm, highly organized operator who creates order in fast-moving environmentsSomeone with strong judgment who knows how to prioritize, when to escal...?




A polished communicator who can produce high-quality written materials and interact confidently with senior stakeholdersA proactive, resourceful partner who solves problems before they become distractionsA trusted professional who combines discretion, responsiveness, and a genuine service mindset with high standardsBenefits100% Company funded Health and dental and vision discount plan for employees and immediate family membersLife insurancePhone finance, Headphone, home office equipment and wellness perks$2,000 USD annual Co-working Travel perk$2,000 USD annual Professional Development perkCatered lunchesLocal benefits will vary by countryPayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds.We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.PayJoy PrinciplesFinance for the next billionOwnershipBreak Through WallsLive CommunicationTransparency & DirectnessFocus on ScaleWork-Life BalanceEmbrace DiversitySpeedActive ListeningWe may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information.These tools assist our recruitment team but do not replace human judgment.Final hiring decisions are ultimately made by humans.If you would like more information about how your data is processed, please contact us.
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📌 Strategy-Driven Analytics Manager | Bi, Sql & Dashboards (Xico)
🏢 Payjoy
📍 Xico