At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities.
We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways.
Moody's is transforming how the world sees risk.
As a general leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it.
We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
**Skills and Competencies**
- 4-5 years of relevant experience with credit analysis primarily, passionate about corporate and infrastructure finance.
- Validated and well-developed analytical and modelling skills.
- Strong written and verbal communication capabilities in Spanish and English.
- Strong abilities in Excel, Word and PowerPoint.
Programming knowledge is a plus.
- Ability to adapt to a changing environment and prioritize tasks accordingly.
**Education**
- Undergraduate/first-level degree (E.g. Bachelor's degree) required, such as economics, accounting, engineering, business administration, statistics, actuarial science.
Master's degree or CFA certification is a plus.
**Responsibilities**
- Conduct on-going credit analysis on a dedicated portfolio of companies and projects.




- Actively monitor portfolio and make recommendations for rating transitions in a timely fashion.
- Demonstrate credit rating judgment as evidenced by the ability to distinguish among entities and transactions at different credit ratings levels.
- Present credits efficiently and accurately in rating committees and other internal analytical meetings, formulate a coherent credit rationale and present this rationale in a persuasive fashion.
- Produce timely and relevant research on specific issuers, general credit trends, or sector related issues that is in-depth, high quality, informative and focused.
- Build and manage relationships with investors, advisors, and issuers.
- Lead issuer meetings, including presenting key credit rating factors optimally and asking probing questions that result in substantive dialog about key credit issues.
- Maintain credit files ensuring document accuracy and compliance with policies, accurately enter and update financial and credit information in internal databases.
- Assemble data and aid in the elaboration and delivery of reports of senior managers.
**About the team**
Moody's is an equal opportunity employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

📌 Associate Credit Analyst Moodys Local (Xico)
🏢 Moody'S
📍 Xico