Job SummaryEvaluates credit requests by reviewing applicants' credit histories and analyzing financial statements in order to approve or deny loan applications.What You Will DoEvaluating Creditworthiness: Analyzes financial statements, credit reports, and other documents to assess the creditworthiness of loan applicants.Assessing Risk: Identifies potential risks associated with lending, such as default risk, market risk, and credit risk.Calculating Financial Ratios: Calculates financial ratios, such as debt-to-income and debt-to-equity, to evaluate an applicant's creditworthiness.Recommendations: Presents recommendations to management or a credit committee on whether to approve or reject a loan application.What Skills You Will HaveFinancial Statement Analysis: Works with balance sheets and income statements to evaluate credit worthiness; explains the relationship between balance sheets, income statements, and cash flows in the analysis process; examines financial statement for validity and general correctness; highlights problems or issues.Analytical Thinking: Approaches a situation or problem by defining the problem or issue and determining its significance; makes a systematic comparison of two or more alternative solutions.Effective Communications:



Delivers helpful feedback that focuses on behaviors without offending the recipient; listens to feedback without defensiveness and uses it for own communication effectiveness; makes oral presentations and writes reports needed for own work.Credit Analysis and Verification: Lists basic tools and techniques used to perform credit analysis; describes the role and importance of credit analysis and verification.Educational RequirementsBachelor's degree in finance or related areaIntermediate / Advanced EnglishLocation & Work ModelLocation: Corporativo Vía Cordillera, Santa Catarina, Reciente LeónWork Model: Five days per week in-officeSponsorship for foreign candidates is not available.Domestic relocation assistance is not available for this position.Visa Sponsorship is not available for this position.Equal Opportunity StatementThe Caterpillar Code of Conduct states that we will select and place employees based on their qualifications for the job to be performed, without regard to race, religion, national origin, color, gender, identity, sexual orientation, age or disability.In this company we do not request pregnancy tests, nor HIV tests as requirements for employment entry, permanence or promotion.Caterpillar is an Equal Opportunity Employer.Qualified applicants of any age are encouraged to apply.
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📌 Credit Analyst (San Luis Potosí)
🏢 PVH (Tommy Hilfiger/Calvin Klein)
📍 San Luis Potosí