The Credit Maintenance Analyst is an entry level position responsible for capturing and recording data related to credit exposure, obligors and facilities in relevant credit systems in coordination with the Operations - Services team.
The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure and adhere to overall credit policies.
Responsibilities
Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities
Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects
Maintain an executive document to track all request, changes, and action plans performed on credit reports
Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings
Prepare portfolio and related credit information for internal and external auditors
Make evaluative judgements based on the analysis of factual information
Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications
Relevant experience required




Experience in credit operations or similar position
Knowledge of the processes, procedures and systems
Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
Ability to work in a team-oriented environment
Education
Bachelor's degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed.
Other job-related duties may be assigned as required.
Funciones
Análisis y Dictaminacion de créditos Hipotecarios ingresados por sucursal o bien Canales Brockers
Interpretación de buro de crédito.
Validación de candados de seguridad de Identificación, comprobantes de domicilio y comprobantes de ingresos tales como son Estados de cuenta, Recibos de nómina, cuestionarios médicos, ingresos
Interpretación de declaraciones anuales, estados financieros.
Deteminar la línea de crédito
Revision de Documentación Etapa 1 Crédito Hipotecario
Requisitos
Experiencia en Intepretación de Búro de Crédito Indispensable (Nivel Avanzado)
Conocimiento en sistemas internos ADMWIN32, ONDEMAN, PREST, Y BROWSE.
Experiencia en anaislis de créditos (Ánalisis de ingresos Asalariados, personas físicas y morales,



actas constitutivas, interpretacion de testimonios de escrituras
Experiencia en base de datos
Experiencia en revisión de documentos
Experiencia en sistema Cronos
Habilidades de Capturia/ Analisis de Informacion
Manejo de paqueteria Offices
Conocimiento en interpretación de Buro de Crédito, Análisis de ingresos de Asalariados, personas físicas y morales.
Experiencia en dictaminación de créditos.
Experiencia en Análisis de crédito Hipotecario.
Conocimiento de sistema Cronos
Experiencia de lectura de buro de crédito
Conocimiento en capacidad de pago, DTI, PTIl
Zona de trabajo
AV.
VENUSTIANO CARRANZA NO. 850, COL. CENTRO MONTERREY
Horario L-V de 8 a 5/ disponibilidad de horario
Job Family Group:
Operations - Services
Job Family:
Credit Maintenance
Time Type:
Full time
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.
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📌 Analista De Autorizacion De Creditos Hipotecarios (Monterrey)
🏢 Citigroup
📍 Monterrey