Underwriter Jr Integral Payments Inc.
Delegación Cuajimalpa de Morelos, Mexico City, MX
Descripción del trabajo Summary of This Role Processes and reviews client credit applications.
Makes recommendations in accordance with sound credit-granting principles and compliance with Company, Sponsor Bank and Legal, Policy and Procedures.
Effectively interacts with sales representatives, Senior Underwriters and Management to achieve timely adjudication of applications and in limiting loss, assessing risk, and in protecting the company against fraud and other risks.
What Part Will You Play?
Risk Calculation: Approval Limit is generally $10,000 for Underwriter I, in accordance with the Chilean Credit Policy.
Understand the risks associated with the payment processing industry (Fraud, Credit, Regulatory, Legal, etc.).
Learn, maintain and apply knowledge of fair lending issues, rules and various internal and external policies and regulations in underwriting processes of new merchant applications.
Verify all information provided on the merchant application and supporting documentation is correct and consistent with required standards.
Read, interpret and analyze credit reports, financial statements, bank files, tax returns, other similar documentation and public records.
Analysis of all pertinent credit and financial information to assess degree of risk and creditworthiness of prospective merchants.
Ensure compliance with laws, bank regulation, corporate and divisional underwriting policies, procedures and standards.
Provide recommendations (approval, credit holds or declines etc.) on merchant applications and identify, document and elevate to management those deals that are over an Underwriter I approval authority as defined by policy.
Communicate decisions effectively in both verbal and written communication.
Demonstrate good listening, interpersonal and team working skills.
Work with Sr.




Underwriters to seek alternative means of financing or counter offers for all merchants/clients when it is determined that the original request cannot be accommodated.
Additional primary duties will be assigned as required.
What Are We Looking for in This Role?
Minimum Qualifications: Bachelor's Degree in Finance or Accounting and 1+ years related experience and/or training; or equivalent combination of education and experience in a related field (Collections, Accounting, Underwriting, Credit Banking, Finance, Mortgage, Etc.).
Preferred Qualifications: Previous knowledge of the payment processing industry is preferred.
Working knowledge of business financial statement analysis and review of tax returns preferred.
Working knowledge of credit policies, procedures, principles and philosophy preferred.
What Are Our Desired Skills and Capabilities?
Skills / Knowledge: Learns to use professional concepts.
Applies company policies and procedures to resolve routine issues.
Job Complexity: Works on problems of limited scope.
Follows standard practices and procedures in analyzing situations or data from which answers can be readily obtained.
Builds stable working relationships internally.
Supervision: Normally receives detailed instructions on all work.
Ofertas similares
Licenciatura Contable Financiera Titulados o en tramites de Titulación, NO ESTUDIANTES6 meses en practicas o servicio social en sector inversión, RECIEN EGRESADOSAnalítico, capacidad de aprendiza...
Mostrar más
Englis: Develop process improvements and upgrades of the Human Resources (HR) technology systems and Human Resources Information System (HRIS) including, planning, system design, technical design, ...
Mostrar más
To provide technical direction, project leadership and coordination of effort among financial work groups for analysis of diverse business proposals, development of business plan/strategic plan and...
Mostrar más
Estamos en busca de Pit Manager / Pit BossExperiencia: Mínima de 3 años en puesto y/o similarEscolaridad: Desde preparatoria concluida y/o LicenciaturaRequisitos:Experiencia de Juegos de Ca...
Mostrar más
#J-*****-Ljbffr

📌 Underwriter Jr (México)
🏢 Global Payments
📍 México