Senior Credit Analyst | (H528)

Senior Credit Analyst | (H528)

31 may
|
INEOS Composites
|
México

31 may

INEOS Composites

México

Purpose of the job:



Assess and manage customer credit risk to minimize working capital and bad debts while supporting business with appropriate credit extension. Propose and implement policies, procedures and actions that enhance business opportunities. Monitor assigned portfolio using relevant criteria (segment, product, region, etc.) for trending and benchmarking.



Complexity of the job:



External factors



In conducting INEOS Styrolution’s business, significant resources are put at risk by delivering products before receiving payment.



Therefore, the role is strongly influenced by:



Customer financial development



Market development



Economic factors, country risks, etc.



Internal factors





The Senior Credit Analyst is responsible for assessing the risk of default of each customer and/or customer group. The role has to take into account:



Guidance on INEOS Styrolution’s risk appetite given by the Global Head of Credit Risk Management and Mexico regulations



The customer relationship and the importance for the business



The structure of the credit portfolio



The quality of information provided by the sales team



Responsibilities :



•Independent credit risk management of assigned customer portfolio•Perform high quality credit risk analysis of customers by analyzing credit data using external and internal information sources•Monitor trends and model customers/groups/segments within portfolio to proactively reduce risk exposure and prevent bad debts•Regional responsibilities: daily bank statement review, account reconciliations, maintenance of invoices via customer portals, portal invoice management Edicom), generate account statements as required, country audit requests, SAT requirements, other duties are required.•Maintain credit master data in SAP •Manage the release of blocked orders, obtaining approvals as required•Direct contact with high risk or important exposure customers within the portfolio•Monitor overdue invoices and disputed items and support with collections and/or negotiations as required•Management of the Credit/Sales interface, finding solutions for conflicting interests•Monitor high risk countries and propose risk mitigation action plans•Project management – lead projects regarding improvements of processes and procedures, especially for the development of Credit automation•Weekly, monthly and/or quarterly reporting•Comply and enforce INEOS Styrolution responsibilities, authorities and policies, including, but not limited, to:



ISO 9001, ISO 14001, ISO TS 17025, IATF 16949, GMP, Code of Conduct, SHE Policy, Environmental Policy, Quality Policy, Golden Rules, 20 Safety Manangement Principles, Mexican Regulations (SAT).



Required profile:



A Senior Credit Analyst must have very strong skills/competencies in the following areas:



•Fundamental credit risk analysis•Excellent communication with customers and Account Managers/Sales Directors•Ability and willingness to negotiate and make credit decisions



Level of education & Knowledge:



Bachelor education level in related field: finance, business administration



Experience managing a diverse customer portfolio – different industries, countries, cultures



Fluent in English



Experience in general:



Minimum 4 years of experience in a multinational corporate or financial institution with focus on credit risk management



Technical skills:



Advanced analytical skills and abilities to abstract



Good IT skills (MS Office – mainly Excel, SAP, Power BI)



Strong understanding of financial information received from external sources and customers (financial statements); Allows for full evaluation of a customer’s business and enables judgment of customer value vs. risk



Competencies, Behavioral skills :



Skills:



Excellent communication skills



Works cooperatively with good team spirit



Interacts with all internal and external customers openly and honestly



Well organized, time oriented with attention to detail and accuracy



Ability to resolve conflicting requirements within tight deadlines



Ability to make decision with conflicting interests



Good negotiation skill



Advanced analysis skills



Ability to prioritize



Pro-active and self-motivated



Ability to be flexible



Trustworthy and responsible within the organization



Capable of working in a multi-cultural surrounding with sensitivity to cultural differences



Competencies:



Results Orientation:



Performs tasks required in the job



Works in a straightforward manner to generate required results



Entrepenurship



Sets the right priorities for his/her job area



Takes actions/decisions in line with his/her responsibility



Customer Orientation.



Listens carefully to the customer and understands customer needs



Deals with customers in a responsive and professional manner



Understands the value of our products and service solutions



Valuing and Respecting People



Is sensitive to interpersonal and intercultural differences



Interacts openly and honestly



Works cooperatively and respects others´ contributions



Reliability and Responsibility.



Actively works to improve the level of reliability of his/her area of responsibility



Ensures compliance in his/her area of responsibility



Is consistent in his/her behavior and acts as a role model



Focuses on achieving appropriate quality and sustainability of his/her area of responsibility



Performance indicators:



•Review of assigned credit portfolio following high analytical standards specified in the Credit Policy guideline•Transparency of credit risk within the portfolio•Low level of overdues and bad debt•Accurate and detailed reporting: DSO, overdues, portfolio development•Lead projects (regional and/or global) regarding process and procedures improvements, especially in the future development of Credit automation



For more information please contact Leticia Wong



[email protected]

El anuncio original lo puedes encontrar en Kit Empleo:
https://www.kitempleo.com.mx/empleo/17817941/senior-credit-analyst-h528-mexico/?utm_source=html

Postulate a este anuncio

Muestra tus habilidades a la empresa, rellenar el formulario y deja un toque personal en la carta, ayudará el reclutador en la elección del candidato.

Suscribete a esta alerta:
Escribe tu dirección de correo electrónico, te permitirá de estar al tanto de los últimos empleos por: senior credit analyst | (h528)
Publica un nuevo anuncio gratuito
Necesitas publicar un anuncio? Con más de 1 millón de usuarios únicos al mes en corto encontrarás el candidato ideal para tu empresa, ¿qué estás esperando!
Publica ahora

Suscribete a esta alerta